Buying a home is a major decision. House hunting, mortgages, realtors, and inspections—all these sound scary to first-time homebuyers. However, if you know what to expect and look for in the process, then it does not have to be such a daunting task. This guide serves as a basis for all homebuyers from beginning the process to scoping out potential homes.

1) Check Your Credit and Decide on a Realistic Budget

If you have a low credit score, you may pay thousands of dollars more in interest than someone with a higher credit score who’s looking to buy a home in Walloon Lake MI. This is why, before you start the home buying process, you should check your credit score and decide what to do.

Make sure to use a FICO score, since that is what mostly…

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